VP, Credit & Transactions
- Employer
- JCW
- Location
- London
- Salary
- Market related
- Closing date
- 21 Aug 2019
- Reference
- 45522
View more
- Employer Sector
- Banking & Finance - Retail
- Contract Type
- Permanent
- Hours
- Full Time
- Travel
- None
Job Details
Responsibilities
The role encompasses critical business responsibilities such as leading credit assessments, execution of new loans, and supporting the portfolio management team with monitoring outstanding loans.
- You will manage a team of analysts with our other VPs to carry out quantitative and qualitative credit analysis using our tailored and standardised in-house built tools as well as lead due diligence of our borrowers
- You will be ultimately responsible for the financial modelling on transactions, working with our analysts to create sensitivity scenarios and analysing credit ratios under a variety of different capital structures
- You will need to interact with the origination team to understand pipeline and structure transactions in accordance with a borrower’s individual requests
- You will lead meetings with borrower’s management teams
- You will negotiate terms with the borrower towards the production of a term sheet
- You will present to the credit committee
- You will help manage the subsequent execution process and timeline until transaction close
- You will contribute to building our in-house analytical tools and devise ways to continuously improve the underwriting process
- You will lead analyst training sessions and act as a mentor to our pool of analysts
Skills, Experience and Requirements
You must be able to demonstrate the following skills and competencies.
Experience:
- Minimum 5 years SME-focused cash flow lending experience in a leading commercial bank or credit fund, providing credit analysis and financing solutions in the UK market
- Prior experience of commercial loan underwriting across a wide variety of borrower sectors
- Involved in term sheet and legal negotiations including key terms and structuring, covenants and security
Technical Skills:
- Ability to interpret financial statements and an understanding of key risk drivers specific to SMEs
- High-level of proficiency in Microsoft Excel, including financial modelling
- Ability to interact confidently with others, both externally with clients and in a collaborative team
- Excellent analytical, numerical, communication and problem-solving skills
- The ability to come up with innovative and scalable solutions to day-to-day problems and suggest changes to processes to improve our efficiency
Company
JCW are niche recruitment company supplier of audit, risk and regulatory professionals. We are a global company and a leading supplier of choice to a number of multinational organisations. We have one of the largest Audit & Finance networks within the Banking and Financial Services industry, so you’ll be using one of the most informed Audit & Finance recruitment companies going. We can get you access to roles in fast-growing companies with plenty of promotional opportunities, through to highly sought-after positions in the Big Four. Take a look to see what we can do for you today.
- Telephone
- +44 (0) 203 589 9300
- Location
-
27-32 Old Jewry
London
EC2R 8DQ
GB
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